Insights

With academic research showing that divers groups make better decisions, The Pensions Regulator has published guidance to support trustees in improving their approach to EDI, along with guidance for sponsoring employees i order to emphasis the role that they have in supporting EDI.

Our response to the Collective Defined Contribution, Value for Money and Addressing the challenge of deferred small pots consultations.

Our response to the draft Funding Code of Practice (the “Code”) and Fast Track regulatory approach consultations.​

This week’s launch of the Living Pension is a milestone moment for our industry. Research by the Resolution Foundation shows that four in five employees in Defined Contribution schemes are on track for an unacceptable standard of living in retirement. This needs to change and without an intervention like this, many will unknowingly be forced into poverty when they retire.

With the Chancellor staying silent on the thornier issues around pensions tax in last year’s Autumn Statement pressure has been mounting to encourage over 55’s to stay in work or return to the workplace.

With people now expected to live 20 years plus in retirement, many are reliant on retirement savings for the equivalent of 50% of their working life – how can we, as employers, support them in saving enough?