Legal

Terms of use

These terms and conditions apply to the use of this website (the “Website”). Please read these terms and conditions carefully. Your use of the Website is confirmation that you have understood and agreed to be bound by all of these terms and conditions. Isio (as defined below) may suspend your use of the Website immediately if you do not comply with these terms of use.

The Website is communicated by and is the property of Isio. All material located on the Website is the sole copyright of Isio. All rights are reserved.

If you would like to contact Isio with any queries or comments, please send an email to contact@isio.com

Information About Us

Isio Group Limited (“Isio”, “we” or “us”) is an appointed representative of KPMG LLP (“KPMG”), which is authorised and regulated by the Financial Conduct Authority (“FCA”). Isio is registered in England and Wales under company number 12273083 with registered office at 10 Norwich Street, London, EC4A 1BD.

Isio only provides services to professional clients.

Use of the Website

Users may not link any other website to the Website without obtaining the prior written consent of Isio. Users must also not use the Website in a way which causes or may cause:

  1. the Website or the service offered to be interrupted, damaged or impaired;
  2. offence or detriment to any other person who uses the Website or any services offered;
  3. Isio, you or any other user of the Website to be in breach of any applicable law or regulation; or
  4. detriment to Isio or any person who supplies services to Isio in connection with the Website.

The Website is aimed at those resident in the United Kingdom. Should you choose to access the Website from any location other than the United Kingdom, you are responsible for compliance with all applicable laws. 

No Reliance on Information

The content on the Website is provided for general information purposes only. Nothing in the Website should be construed as Isio providing or engaging in any offer, invitation or general solicitation to buy or sell any investments or securities, or providing investment advisory or arranging services, and the Website must not be relied upon in connection with any investment decision. Isio is not responsible to any person who is not a client of Isio for regulatory purposes or for providing regulatory protections that would be afforded to clients in relation to any investment. The information on the Website, including all opinions or other content is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services, or an invitation or inducement to engage in investment activity, but is for information purposes only. The Website is not a substitute for independent professional advice, consultation or service and users should obtain any appropriate professional advice relevant to their particular circumstances.

Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up to date.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in the Website and in the material published on the Website, including but not limited to any concepts, ideas, methods, procedures, processes, know-how, techniques, programs, publications, models, products, templates, technologies, software designs, art work, graphics and information on or described in the site. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Users are encouraged to print or distribute content (e.g. via link on a social network) provided that:

  • The use of the content is personal and non-commercial.
  • All copyright, trademark and similar notices are retained.
  • The content is not used as, or implies that, Isio are providing a testimonial or endorsement of an organisation, its products or services.

You must not modify, reproduce, publicly display, perform, distribute or use for any public or commercial purposes without explicit written permission from the appropriate content or material provider (including third-party links).

If you print off, copy or download any part of the Website in breach of these terms of use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Copyright

The content of the Website is subject to copyright with all rights reserved. The copyright and all other rights in all of the material on the Website (including without limitation the screen displays, the content, the text, photography, graphics and look and feel of the site) are owned by Isio and its licensors. You may download or print out a hard copy of such individual pages and/or sections of the Website as you reasonably require provided that this is for private, non-commercial or domestic use only and that you do not remove any copyright or other proprietary notices. Any downloading or other copying from the Website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Website without Isio’s prior written permission. Any unauthorised reproduction or use of the Website or the information presented therein, may be the subject of prosecution, particularly for infringement of copyright. Any rights not expressly granted in these terms are reserved.

Trademarks

The Isio name and logo are registered trademarks and other products and service names mentioned on the site may be the registered trademarks or trademarks of Isio or its group companies.

Use of these marks requires express prior permission from, and a license agreement with Isio (or such group company). Unauthorised use of these and any other of Isio’s portfolio of trademarks is prohibited and may become subject to legal proceedings.

To request written approval, please use contact us.

Our Liability – Disclaimer

To the extent permitted by law, we exclude all conditions, warranties, representations, guarantees of any kind or other terms which may apply to the Website or any content on it, whether express or implied, included but not limited to that the site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. In particular, but without limitation, no warranty, condition, undertaking or term either express or implied is given that the information or opinions contained in the Website are accurate, reliable or complete or as to the freedom of this site from defects, viruses, malicious programmes or macros or as to the appropriateness of the content of the Website for any use which the recipient may choose to make of it. Please note that we only provide the Website for general, domestic and non-commercial use. The information published on the Website is provided as a convenience to visitors, should be used for informational purposes only and is subject to change without notice. You agree not to use the Website for any commercial or business purposes, and we have no liability to you for any loss of profit, savings, data, sales or revenue, loss of business, business interruption or business opportunity or any indirect, incidental, special, exemplary, punitive, consequential or other loss or damage. If you require additional information, you should contact appropriate Isio personnel.

YOU ACKNOWLEDGE THAT YOU ARE SOLELY RESPONSIBLE FOR YOUR USE OF THE WEBSITE AND ALL THE INFORMATION YOU OBTAIN FROM IT AND THAT ALL WARRANTIES, CONDITIONS, UNDERTAKINGS, REPRESENTATIONS AND TERMS WHETHER EXPRESSED OR IMPLIED, STATUTORY OR OTHERWISE ARE HEREBY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW.

Save in respect of liability for death or personal injury arising out of negligence or for fraudulent misrepresentation, Isio, its affiliates, and their respective members, shareholders, directors, officers, employees and agents (“Isio Persons”) and all contributors to the Website, hereby disclaim to the fullest extent permitted by law all liability for any loss or damage including any direct, special, consequential or indirect or punitive damages, losses costs or expenses and any loss of profit incurred by you, whether arising in tort, contract or otherwise, and arising out of or in relation to or in connection with your access to or use of or inability to use the Website or use of any material on the Website, even if Isio has been advised of the possibility of such damage. No liability is accepted by any Isio Person in respect of any changes made to the content of the Website by unauthorised third parties.

The Internet is not always a stable medium and errors, omissions, interruptions of service and delays may occur at any time, for which Isio accepts no responsibility. Isio does not warrant that the Website will be available at any time. Isio will attempt to correct all faults relating to the Website as soon as reasonably possible. Isio does not warrant that the Website does not infringe any intellectual property rights of third parties.

E-commerce Directive

You acknowledge and agree that, unless and to the extent expressly included in any other agreement between Isio and you, the requirements of the E-Commerce Directive (00/31/EC) as implemented are excluded to the fullest extent permissible by law.

Links to External Sites

The Website may contain links to or from other websites, over which Isio has no control. These linked sites are for your convenience only and you access them at your own risk. Isio is not responsible for the content of the linked sites. Isio in no way endorses the linked sites. Links to the Website may not be included in any other website without prior written consent of Isio. Isio will not be responsible for the content of any advertising that may appear on its site, nor for such advertising’s compliance with any laws or regulations. If advertising material which you deem inappropriate is displayed on the Website then please contact a member of Isio personnel and Isio will look into the relevant complaint. No guarantees that similar material will be displayed on the Website are or will be given.

Security

You should be aware that the Internet, being an open network, is not secure. If you choose to send any electronic communications or data transmission to Isio, including by means of the Website, you do so at your own risk.  Isio cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely. Whilst Isio strives to protect such information, it does not warrant and cannot ensure the security of any information which you transmit to Isio.

Isio recognises the need to ensure that personal information gathered via the Website remains secure. Isio has taken steps to effect the implementation of security measures for the Website in order to protect against the loss, misuse and alteration of the personal information under Isio’s control and Isio's Privacy Notice can be accessed here. You acknowledge that, although Isio exercises adequate care and security, there remains a risk that information transmitted over the Internet and stored by computer may be intercepted or accessed by an unauthorised third party.

Legal Disclosure

In some cases, Isio may be required to disclose your personal information to comply with legal requirements and requests from government agencies.

Changes to Terms

Changes are periodically made to the information on the Website and to these terms and conditions and these changes will be incorporated in new editions of this site. Isio reserves the right to alter or amend any information set out in the Website and these terms and conditions without notice. If you use the Website after Isio has posted the changes you will be bound by the new terms. You should therefore ensure that you read the terms and conditions each time you use the Website.

Severability

If any part of these terms and conditions is, at any time, found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of these terms and conditions. These terms and conditions shall be deemed amended by modifying or severing such part as necessary to render them valid, legal and enforceable while preserving their intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable that gives equivalent effect to the parties’ intent. Any such invalid or unenforceable part or parts shall be severable from these terms and conditions, or the validity of the part(s) in question in any other jurisdiction shall not be affected thereby.

Assignment

You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.

Governing law and Jurisdiction

These terms and conditions, your use of the Website, and all matters connected with them (whether contractual or non-contractual), are governed by and shall be construed in accordance with the laws of England and shall be subject to the exclusive jurisdiction of the English and Welsh courts. If you access the Website from outside the United Kingdom you are responsible for ensuring compliance with any local laws relating to access.