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For many CFOs and trustees, small defined benefit pension schemes sit in a distinctive position.

They are no longer the urgent balance sheet or P&L concern they once were, yet they still require time, oversight and informed decision-making. They remain an important responsibility and a long-term financial commitment. Even where there is a clear strategic objective in place, maintaining momentum towards that goal requires ongoing attention. Without structured planning and periodic review, risks can evolve gradually and surface at unexpected moments. For a small business, this can mean a pension scheme remains stable but not yet fully resolved. Moving from stability to a defined endgame requires deliberate focus.

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Image Ed Wilson

Partner & Head of DB Consolidation

ed.wilson@isio.com See full profile

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