PenUltimate Micro
A fixed fee, for a fixed term to get your micro scheme to wind-up.
Maximising efficiency and likelihood of a successful transaction for smaller schemes
Our PenUltimate Micro scheme solution has been developed to maximise efficiency and likelihood of a successful transaction, enabling smaller schemes to get to buy-in, to buyout and fully wound up within 2 years.
25% market share of all sub-£100m insurance transactions carried out in 2024
40+ specialist team with unmatched experience in transactions of this size
Fixed fee and a fixed term to get your micro scheme insured and wound up
Why Isio
Our fixed fee provides the Trustees (and the Company) cost certainty – helping the Trustees to confidently secure an insurance transaction and wind up your scheme within budget.
Isio is the market leader broking deals of this size – advising 25% of all deals under £100m in 2024 – enabling us to secure the best possible price.
Our dedicated, multidisciplined, micro scheme team will provide actuarial, administration, investment, data cleanse, GMP equalisation, and risk transfer advice to get your scheme to wind-up.
Insights
Traffic jams and roadblocks leaving micro DB schemes in the slow lane
Record levels of buyout activity in 2025 mean insurers are increasingly selective about which schemes they engage with. While many UK defined benefit (DB) schemes are now well funded, the smallest schemes, including those with fewer than 100 members (so called “micro schemes”), are struggling to reach their endgame destination. Read our latest article.
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Nick Johnson
