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Benefits of our approach


Advisers to over 60 housing associations in England, Scotland and Wales


Clients range across G15 members to medium and smaller housing associations


Access to wider thinking from all of Isio’s 1,100 constantly curious minds


Over 25 years of housing experience, fresh independent thinking


Strategic mindset and outcome focused at value for money


Friendly team who can “make things happen”

Pensions are complex for organisations, colleagues and Boards. For a housing association with a social purpose, doing the right thing and informed decision making are key to delivering your plans with value for money.

Pensions and benefits provision for colleagues presents risks and opportunities. We know the sector and present regularly at events and in the press.  We are not afraid to challenge the status quo – taking the Isio attitude and applying it to the social housing sector.

Isio can help you with the insight and analysis you need to find the right way forward and make things happen.  Giving you and your colleagues the financial confidence you deserve.

We can advise a client on any aspect of pensions and benefits and will offer the best way to address any particular issue.  In particular we offer the following services for housing associations:

  • FRS 102 or IAS 19 accounting
  • Trust based funding and governance
  • LGPS funding and risk management
  • Defined Benefit (DB) funding and risk management
  • Social Housing Pension Scheme (SHPS)
  • TPT own employer section
  • Defined Contribution (DC) arrangements
  • Pensions de-risking projects
  • Strategy reviews
  • Pensions and benefit design
  • Provider selection
  • Flexible savings alternatives
  • Living Pension accreditation
  • Wider reward and recognition benefits
  • Member briefings
  • Member guidance sessions (1-2-1’s)

Watch our latest webinars

Pensions we know present a risk among many sector risks, but pensions could also be presenting you with a significant current opportunity.  Would you like to find out more about how these might apply to your own organisation?

Whether it is legacy DB risk management, or your future total reward package for colleagues, we are helping our housing clients to find solutions which bring to life their values and support business priorities in 2024-25.

Our on-demand webinar sessions:

  • Your colleagues and the flexible, inclusive reward opportunity
  • LGPS and the de-risking opportunity
  • SHPS, single-employer trusts and the “end game” opportunity
  • Isio housing update: Accounting for pensions at 31 March 2024

Why choose Isio?

In Isio’s social housing team we pride ourselves on looking beyond the numbers to bring together “People, Finance and Governance” and find the right overall solutions for our housing clients and the sector. We champion the employer and colleague angle.  We maintain relationships with all key sector bodies, including regulators and providers. We have 25 years KPMG and Deloitte heritage. We acted as policy advisor to the National Housing Federation for 13 years. We are always prepared to speak up to do the right thing for our clients and society. We focus on bringing value for housing associations and their colleagues.

We know the sector and present regularly at events and in the press.  We are not afraid to challenge the status quo – taking the Isio attitude and applying it to the social housing sector.

Our housing team drives positive change for housing associations and the housing sector.  We help our clients balance people, finance and governance strategy and make things happen. We challenge existing thinking, bringing you bold, effective solutions. Informing effective decision making.  Delivering better outcomes for clients, people and society.

Get in touch with the Housing team

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Talk to us today to find out more about how Isio’s housing team might help your own organisation.