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Finding the right path for smaller defined benefit pension schemes

Explore ways to cut cost, risk and complexity for defined benefit pension schemes with £50m or less in assets.

A smarter approach for smaller schemes

Smaller DB schemes are too often at the back of the queue – too small to prioritise, too important to ignore. Even with improved funding, many still need significant operational support to reach their endgame. Admin backlogs, incomplete data, limited insurer appetite and stretched governance can make buyout – or simply running efficiently – feel like an uphill battle.

 

But it doesn’t have to be. You want your scheme well run, well managed and delivering for members. Our solutions put you back in control – giving trustees and sponsors the insight and confidence to make decisions aligned to their long‑term goals.

Not sure which direction to take? Start here.

This simple tool helps you explore the options available for managing your scheme. Just answer a few questions, and we’ll suggest potential solutions based on your scheme’s position.

 

Just want to speak to someone? Get in touch with us here.

How big is your DB pension scheme?

How well funded is it?

What is your long-term goal for the scheme?

How we can help you

Big scheme service at a small scheme price
Strategic certainty for trustees and employers
Reduced governance time and lower costs
Strategies aligned to corporate objectives
Clear and simple endgame strategy

Explore our services for small schemes

Our actuaries and consultants provide bespoke support to clients alongside a broad range of experts including pensions administrators, investment strategists, strategic benefit advisors and wealth managers.

Why Isio?

We are pioneers in DB operational consolidation, with a 10-year history serving more than 80 DB pensions schemes. Smaller schemes require focus, pragmatism and specialist expertise. We strongly believe that having one service provider across the full range of services – actuarial, administration and investment – is the most efficient way to run smaller schemes.

 

Combining actuarial expertise with a strategic mindset, our advice is clear, practical and aligned to your corporate objectives. Our dedicated specialists understand the obstacles smaller schemes face – and how to overcome them. Administrative capacity remains one of the most significant potential roadblocks for smaller schemes moving towards their endgame objectives. We help trustees and sponsors with the decision they only make once – and implement it with confidence.

Our experts

Connect with our experts to hear more about how we can help you deliver better outcomes.

Ed Wilson

Ed Wilson

Partner & Head of DB Consolidation

Andrew Goddard

Andrew Goddard

Partner, Head of Trustee Services

Alexandra McClelland  

Alexandra McClelland  

Head of Small Client Solutions

Nick Johnson

Nick Johnson

Partner

Rob Hammond

Rob Hammond

Director

Brian Flannery

Brian Flannery

Senior Consultant & Head of Enplan Business Development

Paul Yates

Paul Yates

Director & Head of Master Plan

We would love to hear from you.