Effectively addressing the needs of a private client
Private Capital
The challenges the client was facing
- At Isio, we have effectively addressed the needs of a private client who recently sold their multi-generational family business and experienced a substantial increase in their wealth.
- Our dedicated team worked closely with the client to understand their financial goals and risk tolerance, and meticulously modelled a bespoke portfolio that targets an investment return above the inflation rate.
- This ensured that the strategy remained effective and relevant by providing stable growth and preserving wealth for future generations.
- This strategic approach has enabled us to transform their immediately realised wealth into a sustainable financial legacy.
Our thinking in response
- We utilised our proprietary modelling tool, NOVA, to guide our client through their newfound wealth.
- By applying unique insights and innovative thinking, we developed an optimal solution. NOVA’s comprehensive risk/return analysis allowed us to craft a carefully balanced portfolio that targeted our client’s objectives.
- We deemed risk mitigation and long-term growth to be paramount, hence, we proposed a blend of assets that minimised exposure to significant market downturns.
- We maintained a focus on the liquidity of the portfolio, assuring that it catered to the cashflow requirements of our client, thereby affording them both the accessibility and the security desired.
- This cutting-edge approach led us to fulfil their goal of preserving wealth for future generations.
Our solution
- We have crafted a solution tailored to the unique needs of our client, incorporating a diversified portfolio comprising of seven distinct asset classes from various corners of the investment universe.
- These asset classes span global equities, infrastructure and private debt, offering a balanced mix of both public and private assets.
- Our deep dive into these asset classes assures of their ability to provide the desired investment return.
- The strategy not only mitigates individual asset risks but also paves the way for a stable growth trajectory, thereby preserving wealth for future generations.
- The strategic allocation of these assets also ensures our client’s portfolio remains resilient against unexpected market fluctuations, thus providing optimal investment security.
Improvements in financial confidence
- Through our bespoke solution, we have achieved substantial success with this portfolio.
- Our innovative asset allocation and strategic approach led to a significant 40% reduction in risk compared to the traditional portfolio mix of 60% equities and 40% bonds.
- This prudent risk management not only preserved the value of the portfolio during market volatility but also ensured steady growth.
- 2022 saw a triumphant performance as our curated portfolio outperformed the 60% equities / 40% bonds portfolio by over 10%.
- This exceptional performance underscores our commitment towards crafting solutions that cater to the individual needs of our clients, while ensuring robust growth and wealth preservation.