The Isio Offering

Isio is a leading independent UK provider of actuarial consulting, pensions administration, investment advisory, employee benefits and wealth management services.

Introducing Isio

A national team of 800 relentlessly curious and diverse minds across nine regional hubs, we are committed to promoting financial wellbeing for all and work with companies, trustees and individuals to help them make informed decisions to protect their future savings.​

Isio was launched in March 2020. Created from what was KPMG’s UK Pensions Practice, we apply our years of experience with a new approach and way of thinking. Isio aims to deliver clearer, simpler advice in a more personal way, backed by technical expertise and underpinned by proprietary technology.  In January 2022, we acquired Premier enhancing and extending our service offering to new and existing clients.

 

 

Isio in numbers

800 experts located across the UK

Over a third of FTSE100 advised by Isio

Over £300bn of assets in DB schemes advised

Over £20bn of assets in DC schemes advised

Over £1.2bn in wealth management

Actuarial & Consulting

We help trustees and sponsors in the private, public and not-for-profit sectors, to develop funding and risk management strategies that deliver better outcomes for all stakeholders. As trusted advisers, we help clients manage a compliant, well governed pension scheme with its own clear objectives and future path to achieve those objectives.

  • For trustees - we provide Scheme Actuary services and the full range of actuarial and consulting support to manage the operations and financial risks of running a pension scheme. We also offer an experienced and trusted team of secretarial and governance experts to manage the day-to-day responsibilities.
  • For sponsors - we provide financial reporting services, benefit design and specialist support on pensions issues in M&A and other corporate transactions.  

With our unique 50:50 balance in trustee and corporate advisory, we have deep experience in helping trustees and sponsors work collaboratively to navigate the evolving regulatory environment and deliver better outcomes. We help clients design, assess and implement traditional and innovative pensions financing solutions that balance the needs of the scheme and the sponsor.

We also offer a revolutionary approach to pensions insurance risk transfer, believing the traditional approach is dysfunctional for both schemes and insurers and doesn’t capture all the value available from ‘best pricing’. The Isio approach sets a ‘target value’ rather than a ‘target date’ utilising the power of our digital platform (Opportune) to secure a better price for the scheme, to get there faster, and to enhance security for members.

Pensions Administration

We provide an exceptional level of administration for trustees and their members right across the UK. The foundation is fully automated calculations enabling market leading service levels and an exceptional member experience – delivered by highly motivated, enthusiastic and engaged teams.

We can offer administration as a standalone service or in conjunction with other services including Scheme actuary and actuarial consulting, governance and trustee secretarial, investment consulting and member guidance and IFA services.

Reward and Benefits

With the addition of Premier, we are excited to launch Isio Reward and Benefits. Combining the strengths of the two businesses to offer:

  • Strategic benefit design
  • Defined contribution pensions
  • Group risk and healthcare
  • Benefits Technology including communication, flex and recognition
  • Wellbeing support, including financial coaching and advice

With a team of over 50 experts, we can now support all aspects, helping clients modernise, manage and effectively communicate their reward and benefits package.

Investment Advisory

We invest time to understand our clients’ objectives, providing advice that is tailored to their needs and anchored by our investment beliefs. For every client we deliver a robust strategy that ensures a smoother ride in delivering the required returns to their destination – maximising the certainty of investment return and cashflow delivery. Sustainability and ESG is at the heart of our advice, enabling our clients to capture opportunities and manage risks. Above all, we believe portfolios should only be as complicated as needed, allowing clients to focus on what is important - strategy. This simplicity leads to an optimum portfolio, with easier governance and lower cost.

Wealth Advisory

Isio is able to provide independent financial advice to senior executives, employees and professional clients for the first time through the newly acquired Premier Wealth Planning (PWP).

PWP are one of a small number of Chartered financial advice firms. They work alongside pension scheme trustees, employers and those individuals in need of pension advice, guiding them through the rules, regulation and options to support their retirement planning.

Their range of services is extensive, helping both employees and executives meet their retirement objectives.  PWP’s independent advisers are able to give members advice on a range of options, including but not limited to at retirement services, Pension Transfer services and Pension Tax Services. In addition, they provide holistic financial advice specialising in the following areas:

  • Pension transfer and consolidation advice
  • Wealth management
  • Taxation
  • Estate planning
  • Protection

Clear conviction

Our clients want clear and bold opinion from Isio. We deliver that with clarity and personality. We believe in straightforward communication and collaboration – with each other and with our clients

Our purpose

Our purpose is to create better outcomes for clients, their members and society by empowering and developing our people.

We want our work to benefit the companies and trustees we work with, and their employees and members, to contribute positively to our industry, to enable the people who work for us to flourish and to recognise the combined power of unique individuals.

Focused on our futures

We’re determined to play an active role in our industry, ensuring that the voices of the communities we represent are heard, pushing for positive change and solving problems in innovative ways for the mutual gain of our clients and society.